2024’s essential car insurance add-ons: Which ones should you consider?

Owning a car is not just a convenience but a necessity for many in today’s fast-paced world. The risk of accidents and unexpected mishaps is higher than ever with the increasing number of vehicles on the road. While standard car insurance provides essential coverage, there are several add-ons available to boost your protection on the road. Let’s explore some of the important car insurance add-ons for 2024 and why you should consider adding them to your policy.

Essential car insurance add-ons in 2024

Here are some essential car insurance add-ons to focus on 2024:

  • 24/7 Roadside assistance

Breakdowns and emergencies can happen at any time, leaving you helpless on the roadside. That’s where 24/7 roadside assistance comes in handy as it provides invaluable support and ensures you’re never left alone for long.

  • Consumables cover

The cost of replacing consumable items like engine oil, coolant and brake fluid can quickly add up in the event of an accident or breakdown. Consumables cover reimburses you for the expenses incurred in replacing these essential fluids and parts, helping you keep your vehicle in top condition without breaking the bank.

  • Depreciation cover

As vehicles age, they inevitably lose value due to depreciation. Depreciation cover ensures that you’re compensated for the full value for the damages to the vehicle in the event of a claim, without factoring in depreciation.

  • Engine protect

The engine is the heart of your vehicle and repairs can be costly in the event of damage. Engine protect add-on cover provides coverage for damage or mechanical breakdown of your car’s engine.

  • Return to invoice

Return to invoice cover bridges by reimbursing you for the original invoice price of the vehicle, ensuring that you’re not left with a financial shortfall in the event of a total loss.

  • NCB protect

No-claim bonus (NCB) is a reward offered for claim-free years, resulting in a discount on your car insurance premium. NCB protect add-on allows you to retain your NCB even if you claim once during the policy period, ensuring that you continue to enjoy the benefits of your accumulated NCB discount.


So, what are you waiting for? Select the right car insurance coverage for protecting yourself, your vehicle and your finances against unforeseen risks and liabilities. By considering these essential add-ons for your policy you can prioritise your car insurance to help you stay prepared for whatever the future may hold.

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