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Star Health FY26 profit rises 16% to ₹911 crore; focuses on digital and efficiency

Star Health FY26 profit rises 16% to ₹911 crore; focuses on digital and efficiency

Star Health and Allied Insurance Company Limited reported a 16% year-on-year increase in Profit After Tax (PAT) to ₹911 crore for FY26, supported by growth in premiums and improved underwriting performance.

The company’s Gross Written Premium (GWP) for FY26 stood at ₹20,369 crore, up 16% year-on-year, while Net Earned Premiums were ₹4,327 crore.

In Q4 FY26, the insurer reported a net profit of ₹111.3 crore, compared to ₹50 lakh in the corresponding quarter last year. Quarterly GWP rose 17% to ₹6,529 crore.

The company attributed the performance to disciplined execution, digital adoption, and operational efficiency improvements.

Commenting on the performance, Mr. Anand Roy said: “FY26 has been a year of disciplined execution for Star Health. Our focus on prudent underwriting, operating efficiency, and retail health leadership has translated into stronger profitability and improved operating metrics. We have also continued to deepen digital adoption across the value chain to enhance customer experience and build long-term operating leverage. As we move ahead, we remain committed to sustainable growth, innovation-led service delivery, and making quality health insurance more accessible across India.”