TVS Credit Services Limited said it added over 53 lakh new customers during FY2025-26, taking its overall customer base to more than 2.4 crore as of March 2026, while reporting its highest-ever annual profit after tax of Rs. 913 crore.
The company recorded a 26% growth in disbursements during FY26 compared to FY25.
Total income for the financial year stood at Rs. 7,196 crore, up 9% year-on-year, while profit before tax rose 21% to Rs. 1,238 crore. Assets under management increased 15% to Rs. 30,639 crore as of March 2026.
For Q4 FY26, TVS Credit reported total income of Rs. 1,859 crore, reflecting an 11% growth over the same period last year. Profit before tax stood at Rs. 348 crore, up 15%, while net profit after tax increased 13% to Rs. 256 crore.
The company said growth during the quarter was supported by improved consumption sentiment and traction across key retail financing segments.
According to TVS Credit, the two-wheeler financing segment continued to witness strong demand, aided by recovery across urban and semi-urban markets. The company also cited rising electric vehicle adoption due to improved affordability, increased financing penetration and wider model availability.
Consumer durable financing remained steady during the quarter, supported by seasonal demand and discretionary spending trends.
TVS Credit said it remained focused on leveraging technology and innovation to drive digital transformation, deepen customer relationships and strengthen operational efficiency while maintaining robust risk management practices.
